

Maybe you’ve faced job loss, medical bills, or just life’s unexpected turns. We understand. Our Irvine finance team is experienced in helping customers across the credit spectrum—including subprime and first-time buyers—find flexible auto financing options. We work with a wide network of lenders to help secure fast approvals, even if you’ve been denied elsewhere.
No credit? We can help you establish it.
Bad credit? Let us help you fix it.
Need a second chance? We’re ready to work with you.
Rebuilding credit doesn’t happen overnight—but buying a car from a reputable dealership that reports to major credit bureaus can be a strong first step. We’ll walk you through every option, including:
Co-applicant solutions
Programs that report rental payments
Trade-ins to lower your balance
Credit education and financing strategies
Plus, we offer online tools so you can get pre-approved from home, calculate your payments, and value your trade before visiting our dealership near Huntington Beach.

With one of the largest selections in Orange County, Tuttle-Click CDJR Irvine is your go-to Jeep, Dodge, Chrysler, and Ram dealership near Huntington Beach. Whether you're shopping for a Certified Pre-Owned Jeep Wrangler, a brand-new Dodge Charger, or a Ram 1500 with work-ready capability, we have options for every budget and lifestyle.
Explore our:
New vehicles with the latest safety and tech features
Used cars that undergo multi-point inspections
Certified Pre-Owned models backed by warranty
We’re not just a dealership—we’re your partner in getting back on track. Our team is proud to serve the Huntington Beach, Costa Mesa, and Irvine communities with a compassionate, no-pressure approach to credit recovery and auto financing.
Local experts who care
Transparent pricing
Quick and easy application process
In-house and external financing options
Don’t let credit challenges keep you from the car you need. At Tuttle-Click CDJR Irvine, we’re committed to accepting all types of credit and helping you find the fast approval and financing solutions you deserve.
Contact us today or stop by our dealership near Huntington Beach to speak with a credit specialist. Let’s get you approved and back on the road in a vehicle you’ll love.